Steve's Blog
How Realistic Is the Cash-Only Lifestyle?
Posted August 13, 2015If you are in debt, you may have heard that you should stop using credit cards and switch to cash, at least temporarily. But could using only cash really help you get out of debt? Not necessarily. If getting out of debt is your goal, there are three tried and…
Can debt free make life stress free?
Posted July 14, 2015Life is hard enough as it is but having to deal with debt along with raising your children will make life that much more stressful, on all of you! I had over $32,000 in credit card debt and that is not counting the other debt I had to deal with.…
Going It Alone: What Young Adults Need to Know About Credit and Personal Finance
Posted June 20, 2015As a 20-something handling your finances alone for the first time, you can set yourself up for either success or struggles. As for me, stupid is as stupid does. Many years ago, when I was in my 20s, I made my fair share of financial mistakes. Following are a few…
Retirement Savings or Emergency Fund? How to Prioritize When Saving Money
Posted April 28, 2015As you work to build your retirement savings account, you might wonder whether you should fund other accounts as well. After all, if your end goal is to retire on a tropical island, shouldn’t you put every dime you can into your retirement savings? While saving for retirement is important—it’s…
Four Ways to Prep Your Finances for Retirement
Posted March 29, 2015You’ve been working hard toward retirement, and by taking a few last steps, you can help ensure you’ll be on the right track in your Golden Years. If you’re nearing the end of your career, here are four steps you can take now to get your finances ready. 1. Calculate…